Retirement Planning in Leavenworth, KS

Lucy Whitehead of Whitehead Financial helps Leavenworth, KS residents plan for retirement income, including explaining how fixed index annuities work. She's an independent broker based in nearby Basehor, and there's no charge for her services.

Leavenworth has deep roots in public service. The Wadsworth Old Soldiers Home, now the Veterans Administration Center, was established in 1885, and the city is home to Fort Leavenworth and the University of Saint Mary (City of Leavenworth). Many local households are planning around a mix of pensions, workplace savings and Social Security. Lucy's job is to help you see how those pieces fit together and where there may be gaps.

Timing matters. Social Security retirement benefits can start as early as age 62, but they're reduced for each month you claim before full retirement age, which is 67 for anyone born in 1960 or later (Social Security Administration). With about 13.1% of Leavenworth residents already 65 or older (U.S. Census Bureau QuickFacts), plenty of neighbors are weighing these same choices. Lucy can talk through how claiming age fits into your wider income plan.

For people who want part of their savings protected from market drops, Lucy can explain how fixed index annuities work, including how interest is credited, what surrender periods mean and how income options are set up. She'll go over the trade-offs honestly so you can decide whether one makes sense for you. She doesn't give tax or investment advice, and there's never a charge for the conversation.

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