Self-Employed Health Insurance in Wichita, KS

Whitehead Financial helps self-employed people in Wichita, KS find individual health insurance, including plans through the Health Insurance Marketplace. Lucy Whitehead compares options with you by phone or video at no charge.

In Wichita, 14.5% of people under 65 don't have health insurance (U.S. Census Bureau QuickFacts). For self-employed residents, finding a plan can feel like one more job on top of running a business. HealthCare.gov says that if you're self-employed with no employees, you're not considered an employer and can use the Health Insurance Marketplace to find coverage for yourself (HealthCare.gov). Lucy can explain how to compare the plans available to you.

Wichita's districts, from Old Town to the Douglas Design District and the Historic Delano District (Visit Wichita), are full of small, owner-run businesses. Many owners have income that rises and falls through the year. HealthCare.gov notes that Marketplace savings are based on your estimated net income for the year you're getting coverage, not last year's income (HealthCare.gov). Lucy can talk through what you'll want to have on hand when you apply.

Some Wichitans become self-employed after leaving a manufacturing job and starting contract work. Losing employer coverage is often the first worry. HealthCare.gov describes plan categories ranging from low-premium plans that mainly protect against worst-case scenarios to plans with higher premiums but lower out-of-pocket costs (HealthCare.gov). Lucy can help you think through which trade-off fits your household and budget, and there is no charge for her help.

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