Retirement Planning in Kansas City, KS

Whitehead Financial helps Kansas City, Kansas, residents plan for retirement income. Lucy Whitehead, an independent broker since 1995, explains income planning and options like fixed index annuities, with no charge for her services and no management fees.

About 13.2% of Kansas City, Kansas, residents are 65 or older (U.S. Census Bureau QuickFacts), and a much larger group is working toward that milestone. Many have spent careers at local employers, including the General Motors Fairfax plant (Unified Government of Wyandotte County/Kansas City, KS), and may have a mix of pensions, workplace plans and personal savings. Lucy helps you sort those pieces into a clear picture of what you can count on each month.

Social Security is a key part of the plan for most KCK households. Retirement benefits can start as early as age 62, and full retirement age is 67 for anyone born in 1960 or later (Social Security Administration). When you claim affects your check for life, so Lucy walks through how your timing lines up with any pension or savings. She doesn't give tax or investment advice, but she'll help you know what to ask.

For some people, a fixed index annuity can add a predictable income stream to go with Social Security. It's not the answer for everyone, and Lucy will explain how these contracts work, including surrender periods and caps, without the jargon. As an independent broker, she can compare products from more than one company. Lucy travels to clients across Kansas City, Kansas, from her Basehor office, and there's no charge for her services.

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