Self-Employed Health Insurance in Manhattan, KS

Whitehead Financial helps self-employed people in Manhattan, KS find individual health insurance, including Marketplace plans. Lucy Whitehead compares options with you by phone or video, and there's no charge for her help.

In Manhattan, 8.5% of people under 65 don't have health insurance (U.S. Census Bureau QuickFacts). For the self-employed, the gap often comes from not knowing where to start. HealthCare.gov says that if you're self-employed with no employees, you're not considered an employer and can use the Health Insurance Marketplace to find coverage for yourself (HealthCare.gov). Lucy can explain how that works and help you compare plans.

Manhattan's business districts, including Aggieville, which Visit Manhattan calls the first shopping district in the state, and Downtown Manhattan (Visit Manhattan KS), are full of owner-run shops and restaurants. Owners who work seasonally around the school year often have income that changes month to month. HealthCare.gov notes that Marketplace savings are based on your estimated net income for the year you're getting coverage, not last year's income (HealthCare.gov). Lucy can talk through what information you'll want handy.

Military spouses who start businesses while their families are stationed at Fort Riley face their own health insurance questions as circumstances change. Lucy can talk through the individual coverage options available in Kansas and how plan categories differ, from lower-premium plans that mainly protect against worst-case scenarios to plans with higher premiums and lower out-of-pocket costs (HealthCare.gov). She'll help you weigh what matters most to your household.

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