Self-Employed Health Insurance in Olathe, KS

Whitehead Financial helps self-employed people in Olathe find and compare individual health insurance. Lucy Whitehead is an independent broker based in Basehor who serves Olathe clients, and there is no charge for her services.

In Olathe, 8.2% of residents under 65 do not have health insurance (U.S. Census Bureau QuickFacts). That is above the Johnson County rate of 6.3% (U.S. Census Bureau QuickFacts), even in a city with a median household income of $114,009, and self-employed workers can be part of the picture. When you leave an employer plan to start a business, freelance or take contract work, coverage does not come with the job anymore, and it is easy to put off shopping for a plan.

HealthCare.gov says that if you are self-employed with no employees, you are not considered an employer and can use the Health Insurance Marketplace to find coverage (HealthCare.gov). Depending on income and household size, you might also qualify for free or low-cost coverage through Medicaid or CHIP (HealthCare.gov). And if your business has even one employee, the SHOP Marketplace for small businesses may be an option (HealthCare.gov). Lucy helps you figure out which path fits your situation.

Plenty of Olathe business owners are also raising families, and the right plan has to work for everyone in the household. A conversation with Lucy covers your budget, the doctors and prescriptions that matter to you, and the timing for enrolling. Marketplace Open Enrollment runs November 1 through January 15 (HealthCare.gov). As an independent broker, Lucy can compare options from more than one company, and there is no charge for her help.

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