Self-Employed Health Insurance in Overland Park, KS

Whitehead Financial helps self-employed people in Overland Park find and compare individual health insurance. Lucy Whitehead is an independent broker based in Basehor who serves Overland Park clients, and there is no charge for her help.

Johnson County has a large community of solo business owners. The Census Bureau counted 56,389 nonemployer establishments in the county in 2023, alongside 18,999 employer establishments (U.S. Census Bureau QuickFacts, Johnson County). In Overland Park, that includes consultants, real estate agents, contractors, designers and others who work for themselves. When you leave a company plan, health insurance becomes something you have to shop for yourself, often for the first time.

HealthCare.gov explains that if you are self-employed with no employees, you are not considered an employer, and you can use the Health Insurance Marketplace to find coverage for yourself (HealthCare.gov). Savings on Marketplace plans depend on your estimated net income for the coverage year (HealthCare.gov). Open Enrollment runs November 1 through January 15, with December 15 as the cutoff for coverage starting January 1 (HealthCare.gov). Lucy can help you understand these timelines so you do not miss a window.

Even though only 5.4% of Overland Park residents under 65 are uninsured (U.S. Census Bureau QuickFacts), being covered and being well covered are two different things. A conversation with Lucy covers your budget, the doctors you want to keep, and what kind of plan makes sense for your work and family. As an independent broker she can compare options from more than one company, and there is no charge for her services.

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