Self-Employed Health Insurance in Lenexa, KS

Whitehead Financial helps self-employed Lenexa, KS residents compare individual health insurance options, including Marketplace plans. Lucy Whitehead, an independent broker since 1995, serves clients in Lenexa and helps at no charge.

Lenexa has one of the lower uninsured rates around: 4.0% of residents under 65 lack health insurance (U.S. Census Bureau QuickFacts). Most people here are covered through work, which is exactly why leaving a job to go independent can feel like stepping off a ledge. Lucy helps self-employed Lenexa residents keep coverage in place, compare plan types, and understand deductibles, networks and out-of-pocket limits before choosing.

HealthCare.gov is clear that if you're self-employed with no employees, you're not considered an employer, and freelancers, consultants and independent contractors can enroll through the Health Insurance Marketplace (HealthCare.gov). Lucy can explain what the Marketplace offers and how it compares with other individual plans, so you're not stuck reading plan documents alone at midnight. She'll also help you think through coverage for a spouse or kids if they're on your plan.

Many of Lenexa's highly educated residents (57.8% hold a bachelor's degree or higher, per U.S. Census Bureau QuickFacts) end up consulting or running their own practices. Going independent is exciting, but it also means you're the benefits department now. Lucy's help comparing plans is free. If you ever have a problem with an insurer, the Kansas Insurance Department offers a consumer assistance hotline at 800-432-2484 (Kansas Insurance Department).

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