Self-Employed Health Insurance in Lansing, KS

Lucy Whitehead of Whitehead Financial helps self-employed people and small business owners in Lansing, KS find health coverage. She's an independent broker based in Basehor who isn't tied to one company, and her help is free.

Leavenworth County, which includes Lansing, had 1,332 employer establishments in 2023 (U.S. Census Bureau QuickFacts), and many more residents run businesses on their own. The City of Lansing's economic development office works to promote new commercial, industrial, retail and residential development (City of Lansing). If you've started something of your own here, health insurance is one of the first big decisions to make.

In Lansing, about 7.6% of residents under 65 don't have health insurance (U.S. Census Bureau QuickFacts). HealthCare.gov notes that if you're self-employed with no employees, you're not considered an employer, and you can enroll through the Marketplace. Savings are based on your estimated net income for the coverage year, not last year's income (HealthCare.gov). Lucy can help you think through that estimate.

Open Enrollment runs from November 1 to January 15, and enrolling by December 15 means coverage can start as soon as January 1 (HealthCare.gov). A conversation with Lucy covers what plans may be available to you, how premiums, deductibles and networks compare, and what to expect at enrollment. She explains things in plain English and doesn't charge for her help.

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