Self-Employed Health Insurance in Shawnee, KS

Whitehead Financial helps self-employed people in Shawnee, KS find individual health insurance coverage. Lucy Whitehead is an independent broker who has helped people since 1995, serves clients in Shawnee, and doesn't charge for her help.

In Shawnee, 5.9% of residents under 65 don't have health insurance (U.S. Census Bureau QuickFacts). Self-employed people are often in that group, either between plans or unsure where to start once they leave an employer. Lucy helps you look at what's available, what a plan's deductible and network really mean, and how coverage would work for your household, not just for you.

HealthCare.gov says that if you're self-employed with no employees, you're not considered an employer, and you can use the Health Insurance Marketplace to find coverage, whether you're a freelancer, consultant or independent contractor (HealthCare.gov). Lucy can help you understand Marketplace options and compare them with other individual plans so you know what you're signing up for before the first premium is due, not after.

Many self-employed Shawnee residents are also homeowners. The city's owner-occupied rate is 73.7% (U.S. Census Bureau QuickFacts), so a big medical bill can affect more than your checking account. Lucy's job is to explain your choices clearly. If you have questions or complaints about an insurer, the Kansas Insurance Department runs a consumer assistance hotline at 800-432-2484 (Kansas Insurance Department).

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